Geographical Engineering of Territory

Geographical Engineering of Territory

Explain the Role of Financial Credits in The Economy of Rural Areas of Masal County

Authors
Somayeh Ashouri Moridani 1
Mohammadbaset Ghoreshi 2
eisa pourramzan 2
1 Ph.D Student, Department of Geography and Rural Planning, Rasht Branch, Islamic Azad University, Rasht, Iran
2 Assistant Professor, Department of Geography, Rasht Branch, Islamic Azad University, Rasht, Iran
Abstract
The purpose of this study is to explain the role of financial credits in the economy of rural areas of Masal city. For this purpose, using descriptive-analytical research method, the status of loans received by 331 rural sample households in 20 selected villages during the years 2006 to 2016 was examined. According to the results of the polls, most of the respondents with a frequency of 45.2 percent believe that financial credits have increased the income of the villagers by 11 to 20 percent. 48% believe that employment opportunities have increased due to the allocation of financial credits to rural light industries. 83.4% believe that the loans and financial credits received have had a positive effect on the empowerment of the villagers. 86.1% of the respondents believe that the loans and financial credits received have had a positive effect on improving the living conditions of the villagers. 38.1% believe that receiving financial credits has had a moderate effect on rural empowerment. 44% of the respondents believe that the financial credits allocated to the workshop industries have had a moderate effect on the migration situation of the villagers. In general, it can be said that financial credit has to some extent led to the prosperity of service activities, the prosperity of workshop industries and increased the income of the villagers of Masal city. Accordingly, by providing financial resources and allocating funds to the villagers through public sector measures and supporting the private sector, as well as paying attention to rural cooperatives
Keywords
Financial Credits
Rural Loans
Economic Developments
Rural Areas of Masal
Subjects
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  • Receive Date 13 November 2020
  • Revise Date 08 June 2021
  • Accept Date 07 February 2021
  • Publish Date 21 March 2022